Indian citizens who have attained 60 years of age or those who have attained at least 55 years of age and have opted for voluntary retirement scheme are eligible to invest in senior citizens saving scheme, which offers a fairly attractive interest rate of 9% a year, payable on quarterly basis.
While investment in this scheme is eligible for tax deduction under Section 80C, interest earned shall be taxable in the hands of the investor.
Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )
- ICICI Prudential Tax PlanInvest Online
- HDFC TaxSaver Invest Online
- DSP BlackRock Tax Saver Fund Invest Online
- Reliance Tax Saver (ELSS) Fund Invest Online
- Birla Sun Life Tax Relief '96 Invest Online
- IDFC Tax Advantage (ELSS) Fund Invest Online
- SBI Magnum Tax Gain Scheme 1993 Invest Online
- Sundaram Tax Saver Invest Online
- Edelweiss ELSS Invest Online
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Best Performing Mutual Funds
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- DSP BlackRock Top 100 Fund
- ICICI Prudential Focused Blue Chip Fund
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- HDFC Top 200 Fund
- UTI Dividend Yield Fund
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- Reliance Equity Opportunities Fund
- DSP BlackRock Small & Midcap Fund
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- DSP BlackRock MicroCap Fund
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- Reliance Banking Fund
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- Relaince Gold Savings Fund
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