Friday, February 22, 2013

Health Insurance

Invest In Tax Saving Mutual Funds Online

Call 0 94 8300 8300 (India)

 

Healthcare cost has gone up quite significantly over the past few years due the rising inflation and advancement in medical science. The annual premium varies depending on the type of health cover and family members to be covered. Your cover should not be less than Rs 5 lakh. In case you cannot afford to buy separate covers for each family member, look for a family floater policy with a higher sum insured.

Industry regulator, Insurance Regulatory and Development Authority (Irda) had also allowed health insurance portability in October 2011, so that policyholders can transfer their accrued benefits to a new insurance plan that they buy from some other insurer. This has allowed policyholders to avail benefits like coverage for pre-existing diseases and waiver of waiting period when they switch from one insurer to another.

 

 

Individuals should not make the decision based only on the premium comparison, one should be aware of the extent of coverage (sum assured), compare features and exclusions to make an informed decision.

For better understanding, it is always better to go through the policy wordings before making the decision.

Policy wording can be downloaded from various insurance company websites or insurance agents too can provide them on request.

Individuals should be careful while filling the proposal form and must reveal correct medical condition at the time of purchase. They should also inform the insurance company about any existing medical condition so that there is no problem at the time of registering claim.

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

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You can write back to us at PrajnaCapital [at] Gmail [dot] Com

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. ICICI Prudential Tax PlanInvest Online
  2. HDFC TaxSaverInvest Online
  3. DSP BlackRock Tax Saver FundInvest Online
  4. Reliance Tax Saver (ELSS) FundInvest Online
  5. Birla Sun Life Tax Relief '96 Invest Online
  6. IDFC Tax Advantage (ELSS) FundInvest Online
  7. SBI Magnum Tax Gain Scheme 1993Invest Online
  8. Sundaram Tax SaverInvest Online
  9. Edelweiss ELSS Invest Online

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Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Birla Sun Life Front Line Equity Fund
    2. Large and Midcap Funds Invest Online
      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
    1. Mid and SmallCap Funds Invest Online
      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
    1. Small and MicroCap Funds Invest Online
      1. DSP BlackRock MicroCap Fund
    1. Sector Funds Invest Online
      1. Reliance Banking Fund
      2. Reliance Banking Fund
    1. Tax Saver MutualFundsInvest Online
      1. ICICI Prudential Tax Plan
      2. HDFC Taxsaver
      3. DSP BlackRock Tax Saver Fund
      4. Reliance Tax Saver (ELSS) Fund
    2. Gold Mutual Funds Invest Online
      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund

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