What If My Employer Does Not Help Me To Withdraw My Employee Provident Fund?

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You must be knowing that withdrawing of your employee provident fund is not allowed as per government rules unless you are unemployed for more than two months. You can only transfer your employee provident fund. However withdrawal of the EPF is the done thing and even though it is illegal according to the law to withdraw your employee provident fund the EPFO rarely tracks such withdrawals .But What If I Have Fallen Out With My Boss? What If I Have Left Without Serving My Notice Period? Is There A Way Out Of This Problem?

STEP 1

·         You will have to download and fill up the Form 19.

·         You would have to enter Your Name, Fathers name, Name of your establishment, Account Number, Date of leaving service, Reason for leaving service, Your full postal address, Mode of remittance mainly through a money order in case of remittances up to INR 2000 and for higher amounts you would be paid through a cheque, Contribution for the current financial year, Signature of the member, Attestation by your employer, gazetted officer, the manager of a PSU Bank where you hold your savings bank account or any other as specified in the form.

·         You then have to sign the advance stamped receipt.

·         You have to download and fill the Form 10 C.

STEP 2

·         You would have to get the Form 19 and Form 10 C attested by a gazetted officer, PSU Manager of a bank where you hold your savings bank account, Magistrate, Member Of Parliament, Member Of Legislative Assembly, Sub post master and any other as specified.

STEP 3

·         You will then have to write a letter to the regional PF Commissioner stating the reason why you have to get the Form 19 and Form 10 C attested and that you are facing problems with your employer.

STEP 4

·         You have to make an affidavit that proves that you are unemployed on an INR 100 Stamp Paper. You would then have to get it attested by a notary .If you are unemployed you can withdraw the amounts in the EPF and if you are employed you can transfer these amounts to your new employer.

STEP 5

·         You will have to send all these attested forms to the regional EPF Office and your withdrawal request will be honoured..If this process takes too long you can file a RTI application at the EPF Department.

Happy Investing!!

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