Wednesday, January 7, 2015

Compound Annual Growth Rate (CAGR)

 

Compound Annual Growth Rate (CAGR)





1 Compound annual growth rate or CAGR is the average rate at which an investment moves from one value to another over a period of time.

2 If a stock appreciates from `100 to `121 over two years, its CAGR is 10%. The 100 became 110 after year 1 and 110 grew at 10% to become 121.

3 In reality, the stock might not have moved from 100 to 121 at a constant rate. It could have become 140 in year 1 and fallen to 121 in year 2.

4 The stock's CAGR remains 10% a year, given the begin and end values. CAGR can hide interim volatility and present a steady growth picture.

5 Investors using advertised CAGR as a benchmark before investing should find out about the risks, rather than assuming that the CAGR were an annual constant.

 

 

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

 

1.       ICICI Prudential Tax Plan

2.       Reliance Tax Saver (ELSS) Fund

3.       HDFC TaxSaver

4.       DSP BlackRock Tax Saver Fund

5.       Religare Tax Plan

6.       Franklin India TaxShield

7.       Canara Robeco Equity Tax Saver

8.       IDFC Tax Advantage (ELSS) Fund

9.       Axis Tax Saver Fund

10.    BNP Paribas Long Term Equity Fund

 

You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds

 

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