Saturday, January 16, 2016

Bank FD Rate Online calculator

 

FD rate online calculator

 

A Fixed Deposit is a great way to save money for a period of time, if you're looking at getting your invested money safely along with good earning through it then Fixed Deposit is the way to go. With the online and e-commerce platforms having such an influence on our day to day activities, checking our banking work and making decisions with relation to that is now very easy. To learn about how your Fixed Deposit earns interest and how much will be your earning at the end of the tenure chosen, online calculators will help you.

A Fixed Deposit online calculator will help you calculate the interest that your money will earn when kept in a Fixed Deposit. This will take into account your investment that's the Principal amount on maturity after the interest is compounded on a monthly, quarterly, half-yearly or yearly basis. As an example let's say that you have a sum of Rs.15, 000 that is deposited in your bank for a period 2 years the interest the bank is paying you is an annual interest rate of 5%, The interest will be compounded quarterly for this period.

 

The formula used by the bank will be A = P x (1 + r/n)nt I = A - P.

Maturity Value (A) = P x (1 + r/n)nt

= 15000 x (1 + 0.05/4)4x2

= 15000 x (1 + 0.0125)8

= 15000 x (1.0125)8

= 15000 x 1.104486101

Making the Maturity Value (A) = Rs. 16567.29.

And hence leading to the Maturity Value (FD) = Rs. 16567.29

Interest Earned Amount (I) = Rs. 1567.29.

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There are a lot of mutual funds that customers can choose from but some of the best Tax Saver mutual funds in India right now are:

Top 10 Tax Saver Mutual Funds to invest in India for 2016 or Best 10 ELSS Mutual Funds in india for 2016

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. Franklin India TaxShield

4. ICICI Prudential Long Term Equity Fund

5. IDFC Tax Advantage (ELSS) Fund

6. Birla Sun Life Tax Relief 96

7. DSP BlackRock Tax Saver Fund

8. Reliance Tax Saver (ELSS) Fund

9. Religare Tax Plan

10. Birla Sun Life Tax Plan
This list constantly under goes changes based on improvement or reduction in performance of the mutual fund. That could change the position of these funds among the top 10 Tax Saving Mutual Funds in India.

Invest in Best Performing 2016 Tax Saver Mutual Funds Online

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