Credit Cards Charges

 

Charges on your credit cards

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1 When your bank offers a `free' credit card, with a fine print about terms and conditions, do take the time to ask what the costs would be.

2 Most banks waive initial costs and annual fees, but charge customers an annual maintenance fee.

3 Credit cards may come with costs for duplicate statements, cash withdrawals and such special services.

4 Certain transactions such as international purchases might be subject to additional transaction charges.

5 These costs may be in addition to the routine interest charges and penalties that will be levied on the unpaid dues on a credit card.

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