Insurance Policy Riders

 

Insurance Riders





1 Riders are options that allow you to enhance your insurance cover, qualitatively and quantitatively. They are basically additional benefits that one may buy and add to the policy.

2 Riders are terminated once they have been used or when the main policy itself terminates.

3 They can be mixed and matched, based on one's preference, for a small additional cost.

4 As a `one size fits all' approach does not apply to insurance, covering risks based on factors unique to each insured individual makes sense.

5 Insurance companies also find it convenient to offer a few basic policies and a number of riders that can be added as required.

6 Riders are usually taken at the time of buying an insurance policy.However, they can also be attached during the course of the policy term.

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