ULIP with negative returns

It is not worth holding on to a unit linked insurance plan (ULIP). Exit from it to limit your future losses.

ULIPs charge hefty costs, particularly in the initial years, due to which your actual investment amount is much lower than the premium you pay.

As a result, the residual investment is not sufficient to earn a considerable return for you even if the market is doing well.

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9. Reliance Tax Saver (ELSS) Fund

10. Birla Sun Life Tax Plan

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