HDFC Bank Personal Loan

• Borrow up to Rs 15,00,000 for any purpose depending on the requirements.
• Flexible Repayment options, ranging from 12 to 60 months.
• Repay with easy EMIs.
• One of the lowest interest rates.
• Hassle free loans - No guarantor/security/collateral required.
• Speedy loan approval.
• Convenience of service at your doorstep.

Features

Eligibility

Salaried 

• Minimum age of Applicant: 21 years
• Maximum age of Applicant at loan maturity: 60 years
• Minimum employment: Minimum 2 years in employment and minimum 1 year in the current organization
• Minimum Net Monthly Income: Rs. 10,000 per month (Rs. 15,000 in Mumbai, Delhi, Bangalore, Chennai and Hyderabad & Rs. 12,000 in Calcutta, Ahmedabad and Cochin)

Self Employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries.

• Minimum age of Applicant: 25 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: 4 to 7 years depending on profession
• Minimum Annual Income: Rs. 100000 p.a.

Loan Amount

You can avail of a loan from Rs 50,000/- to Rs 15,00,000/- depending on your income and repayment capacity. You can club the income of your spouse if you wish to increase your loan amount.

Margin

Repayment Period

Documents Required

Salaried 

• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
• Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
• Bank Statements (latest 3 months bank statement / 6 months bank passbook)
• Latest salary slip or current dated salary certificate with latest Form 16

Self Employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries.

• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate).
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Qualification proof of the highest professional degree

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Download Application Forms

For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

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