Standard chartered bank, in India since 1858, offers a wide array of credit cards that include the classic, Gold, Platinum, Executive, and the Super value Titanium cards. The bank also offers affinity cards plus the Special cards. Affinity cards include the Bajaj allianz Super value Titanium card and the Rotary cards. The special cards include sapnay, Wild life, and the EMI cards. Each time a transaction is made using a wild life card or the Rotary card, a part of the transaction amount is contributed to the wild life and Rotary foundation respectively.
Features
| Card Name | StandChart- Classic Card | StandChart- Gold Card | StandChart- Platinum Card |
| Network | Visa | Visa | Visa |
| Joining Fee (in rupees) | 100 | 1000 | 4995 |
| Annual Fee (in rupees) | 700 | 2000 | 6000 |
| Add On Card - Issue Fee | Free | Free | Free |
| Interest Rate -on revolving Credit | 44.25% p.a | 44.25% p.a | 44.25% p.a |
| Interest Rate -on Cash Withdrawal | 44.25% p.a | 44.25% p.a | 44.25% p.a |
| Interest Rate - on Balance Transfer | 1% of the balance transfer amount | 1% of the balance transfer amount | 1% of the balance transfer amount |
| Reward points | For every Rs 125 spend in india or Rs 80 spend abroad you earn 1 reward points | For every Rs 125 spend in india or Rs 80 spend abroad you earn 1 reward points | For every Rs 125 spend in india or Rs 80 spend abroad you earn 1 reward points |
| Surcharge on Fuel | Rs 10 or 2.5 of transaction(whichever is higher) | Rs 10 or 2.5 of transaction(whichever is higher) | Rs 10 or 2.5 of transaction(whichever is higher) |
| Cash Withdrawal Fee | 3% of the cash withdrawal amount subject to minimum of Rs 300 | 3% of the cash withdrawal amount subject to minimum of Rs 300 | 3% of the cash withdrawal amount subject to minimum of Rs 300 |
| Late Payment Charges | Rs 350 less than 10,000,Rs 500 between Rs 10,000 to 20,000 and Rs 600 for outstanding amount greater than 20,000 | Rs 350 less than 10,000,Rs 500 between Rs 10,000 to 20,000 and Rs 600 for outstanding amount greater than 20,000 | Rs 350 less than 10,000,Rs 500 between Rs 10,000 to 20,000 and Rs 600 for outstanding amount greater than 20,000 |
| Late Payment Fee | Rs 100 | Rs 100 | Rs 100 |
| Overlimit Charges | Rs 500 | Rs 500 | Rs 500 |
| Maximum Credit Free Period | up to 48 days | up to 48 days | up to 48 days |
Please add service tax @ 12.36% to all interest and charges
* For account holder
Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1. BNP Paribas Long Term Equity Fund
2. Axis Tax Saver Fund
3. IDFC Tax Advantage (ELSS) Fund
4. ICICI Prudential Long Term Equity Fund
5. Religare Tax Plan
6. Franklin India TaxShield
7. DSP BlackRock Tax Saver Fund
8. Birla Sun Life Tax Relief 96
9. Reliance Tax Saver (ELSS) Fund
10. HDFC TaxSaver
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online
Invest in Tax Saver Mutual Funds Online
For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
---------------------------------------------
Leave your comment with mail ID and we will answer them
OR
You can write to us at
PrajnaCapital [at] Gmail [dot] Com
OR
Leave a missed Call on 94 8300 8300
0 comments:
Post a Comment